TGW Budget Template
Module 1 · Wealth Talk
Saved

Your Budget

Auto-saves as you type. Come back any time — your numbers stay with you.

Net WorthStep 1 of 4

Your Net Worth Right Now
$0
Enter your numbers below.

Assets (what you have)

$
$
$
$
$
$
Total Assets $0

Liabilities (what you owe)

$
$
$
$
$
Total Liabilities $0

Monthly Cash FlowStep 2 of 4

Income and expenses for a typical month. Net income is what hits your bank account after taxes.

Monthly Income

$
$
Total Monthly Income $0

Fixed Expenses (same every month)

$
$
$
$
$
$
Total Fixed $0

Variable Expenses (changes month to month)

$
$
$
$
$
$
Total Variable $0
Total Income
$0
Total Expenses
$0
Surplus / Deficit
$0

Debts & Payoff StrategyStep 3 of 4

List each debt with its APR. The tool flags high-interest debt (anything 15% or higher) and suggests a payoff order.

TGW 50/30/20Step 4 of 4

Target vs. actual. 50% needs · 30% investments · 20% wants. Investments come BEFORE wants — that's the TGW twist.

50% · Needs
Survival
Target$0
Actual$0
Gap$0
30% · Investments
Future Self
Target$0
Available$0
Gap$0
20% · Wants
Guilt-Free
Target$0
Actual$0
Gap$0